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Gig worker tax calculator 2026

Uber, DoorDash and Instacart do not withhold income tax from what they pay you. Enter what you expect to earn and spend this year to estimate how much to set aside and how much to pay each quarter.

Your 2026 income

Phone plan, parking, tolls, insulated bags, phone mounts… Keep your receipts. If you use the mileage rate below, do not also enter gas, repairs or car insurance here.

Your vehicle

2026 IRS standard mileage rate: 72.5 cents per mile for January–June and 76 cents for July–December (it rose mid-year). We start at 72.5; if you know your miles for each half, you can enter your average rate. Your mileage log gives you the miles. Whether the drive to your first pickup counts depends on the rules, so ask a tax professional. If you use this rate, do not also deduct gas, repairs or insurance for that car.

Your situation

Your employer already withholds taxes from your paycheck. The calculator shows only the extra tax caused by your 1099 work, which is higher when you also have a salary.

Look up your state's rate. For example, Illinois is 4.95%. Some states, like Texas and Florida, have no income tax.

Set aside for taxes

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— of your profit

Mileage deduction
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Net profit
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Self-employment tax
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Federal income tax (estimate)
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State income tax (estimate)
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Quarterly estimated payment
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2026 due dates: April 15, June 15, September 15, 2026, and January 15, 2027.

Rough estimate using 2026 IRS figures and the standard deduction. It is not tax advice. Confirm with a licensed professional before acting on these numbers.

How to fill it in as a gig driver

  1. Income: everything the apps pay you in the year, including tips.
  2. Expenses: the costs of the work, such as phone, parking, tolls and supplies. Keep the receipts.
  3. Vehicle: use the miles section with the IRS standard mileage rate, or your actual vehicle expenses, not both. Your mileage log gives you the miles.
  4. Quarterly payments: the result shows an amount to pay each quarter, so you can set it aside after each payout.

Want the short answer on percentages? Read how much to set aside for 1099 taxes.

Frequently asked questions

Is this tax advice?

No. It is an estimate for planning, using 2026 IRS figures and the standard deduction, as stated under the result. Your real tax depends on your whole situation. Talk to a tax professional before you file or pay.

Do I owe tax if I only drive part time?

It depends on your profit and your other income. Enter your numbers and see the result, and ask a tax professional about your case.

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